Thinking about retiring in Florida but worried about the price tag?

You're not alone.

Places like Delray Beach often sound like a dream—sunny skies, palm trees, and beach days year-round.

But let’s be honest… some parts of South Florida come with a serious cost.

The good news?

Delray Beach has a softer side, especially when it comes to senior living. Yes, they have a side reserved only for seniors. And the best thing is that those are affordable. They don’t need to invest all their savings to live a dreamy life.

Where are those? Let’s find out.

Why Does A Senior Need A Separate Community?

Retirement isn’t about slowing down. It’s about living smarter. That’s exactly why many seniors prefer to live in communities designed just for them.

It’s not about being isolated from younger people.

It’s about being around people who get your lifestyle—the early coffee chats, quiet evenings, and not having to deal with loud upstairs neighbours blasting music at 2 a.m. 😅

Here’s why senior communities make sense:

• Peace and quiet
• Community feel
• Low-maintenance living
• Wellness-focused amenities
• Homes are often single-level, with safety features built in

Senior people also deserve to live according to their own rules, such as dislikes. And in a 55+ community, they can do that without bothering anyone.

What Makes Delray Beach a Senior Favourite?

Delray Beach's weather and vibe are perfect for seniors. It is perfect for our grandpa and grandma cause why not?

The weather is so chill.

There are over 230 sunny days a year. Sunny doesn’t mean too hot. It's bearable to even do an outdoor activity. Also, if you don’t like being alone or love having company. It’s also an excellent place for you.

Also, the city won’t let you get bored. It will entertain you with senior centres, wellness programs, and age-friendly features.

So the story's moral is, it’s like the perfect mix of energy and calm.

Top Affordable Senior Living Options in Delray Beach

Seniors need peace with the environment to enjoy their free time. But places with the combination of both are rare as hell. But that doesn’t mean it’s not there. Here are a few we have found for you,

Sherwood Park

This place is perfect for seniors who want quiet. It isn’t actually packed with neighbours. Each house is a pretty distance from the others. So one will actually disturb you unless you wanna be disturbed.

Also, if you are into it, then it won’t disappoint you either.

It has picture-perfect, tree-lined streets, charming single-story homes from the '60s and '70s, and a friendly, laid-back community. It makes you feel like you're living in a 1970s movie. Even with the view, it’s surprisingly affordable.

And the home prices? That’s also very handy,

Homes in Sherwood Park typically start around $375,000 to $450,000. And with no HOA fees, you’re saving money month after month. So the cost of living is lower compared to other places.

Kings Point Delray

Do you love to go around and make new friends? Then Kings Point Delray is for you. It has a dozen parks, so you can walk around whenever you want. What caught our attention was its house style!

Because the houses are condo-style, the city has a lively vibe. Not the house type, but the city is filled with fitness centres, tennis courts, golf courses, and even a full-blown theatre for movies and live shows.

Basically, it is a perfect match for the active senior. Now, let’s talk numbers.

Kings Point Delray house prices start at $110,000 and $200,000, and monthly HOA fees range from $500 to $600.

High Point of Delray

High-rises are just another peaceful place to live. It’s the kind of place where life slows down in all the right ways.

As of 2025, home prices hover between $140,000 and $180,000, making it one of the more affordable options in the area for retirees. And while it’s easy on the wallet, it doesn’t skimp on perks. You’ll find a clubhouse, heated pool, shuffleboard courts, and lots of peaceful green spaces perfect for a morning walk or an afternoon chat with neighbors.

The overall vibe?

Quiet, friendly, and comfortably laid-back. It is a great match for anyone looking to retire somewhere that feels like home.

Coco Wood Lakes

It’s not as fast-paced or busy as a place like Kings Point, which is great if you’re craving a quieter lifestyle. But it still comes with a clubhouse, a pool, and social events to keep you connected.

And

Home prices in 2025 usually start around $320,000 to $390,000, and here’s the big win: you get your own house. That means no shared walls, more privacy, and space for a little garden or outdoor seating area.

Another bonus?

It’s pet-friendly, so your furry friend is welcome to enjoy retirement right alongside you.

Outro

Each of these communities has its own flavour—whether you're looking for lively and social, or peaceful and private. The best part? They’re all located within reach of Delray’s beaches, shops, restaurants, and medical care.